Steps You Need to Take to Become Black Cab Driver

If you are thinking to start a career as a black cab driver, at that point you’ve likely understood that there’s something more that you must follow to drive a black cab. Notwithstanding getting a private hire black cab driver license, you’ll need your own taxi just as a black cab protection policy. There are some important steps you must experience before you’re ready to legally work as a black cab driver.


Getting Insurance:

Like another vehicle must get insurance, same is with the black cab. Black cab driver must have a Black Cab Insurance that will protect you from loss.

Some important insurance options with a black cab insurance policy are:

Third Party

This is the most important and basic policy. This policy only covers the other person vehicle if you blame for a collision.


This is the best choice if you want to protect your cab. It will also protect you if you are involved in an accident.

Public Liability

Liability claims are dependably a risk so you should get this kind of cover when you drive a black cab.

Getting a License:

The initial step to turning into a black cab driver is to get a private hire license. The necessities for getting a private hire license will change depending upon which part of the nation you live. Anyway, below are some important things that you should complete before start working as a driver– You should be at least 21 years old. You should hold a full UK driver’s license. You should be legitimately ready to work in the UK. You should pass the medical test.

If you are going to earn money as a black cab driver in London, at that point you’ll have to pass the most important test that is compulsory to pass, known as “The Knowledge”. This will show that you have enough knowledge regarding your local area, and you know much about the traffic rules.

Getting A Vehicle:

When you have your public hire license, you’ll obviously need to get your very own taxi.

Many black cab drivers claim their vehicle and work as a self-employed. If you would prefer not to focus on purchasing your very own taxi at first, at that point you may have the alternative to get it on rent, depending upon where you look.

While getting your very own taxi, it’s important that you guarantee it’s fit for the street and in great condition, all around. Remember that the safety of your travelers is your duty while they’re in your vehicle.


Know More About Black Cab

Black cab is also known cab, hack, London taxi, hackney carriage or Hackney. High class or expensive sort of Hackney is known as remise. If you are working as a black cab driver then this would be definitely a rewarding and lively job for you. All the drivers that are working as black cab drivers are self-employed. Therefore we get a clear idea that being a black cab driver you have a facility that you can work at any time. You are not bound to do your shift at a specific time. If you are available at night then you can work freely at that time and if you are free in the morning then you are free to work, there is no restriction.

Black Cab Insurance

So as you are working as a taxi driver then it is essential for you to have insurance for your taxi. Insurance is a means of protection that keeps you safe from any sort of financial loss or damage. You could also choose Black Cab Insurance services, for example, there comes a condition where you face any danger or damage or loss, so if you are insured fully then you would be protected fully.


There are some requirements which you are supposed to meet.

  • Firstly your age must be 21 years or above that.
  • You should not have any criminal record and it’s mandatory to have a good character if you want to work as a black cab driver.
  • After this you have to pass the medical test, in which there would be hearing tests, reaction tests and other essential health tests will be taken.
  • All the taxi drivers are required to know about all the best and easy routes for their customers. Plus your mind must be sharp, you need to have a good memory and active mind.
  • If you are working as a taxi driver, then you must be capable enough to handle all the money and communication with your customers. You might face many customers who are drunk or angry and for this, you need to have a lot of patience and politeness. Your behavior must be good and you should be smart enough to deal with these customers.  All the taxi drivers should also know about how to deal with the customers who are disabled.


There are people who often take 3 to 5 years to complete their study and testing of knowledge. In this test, the foremost things which they see that is if the applicant is aware of all the routes or not. They would get to know that if you know the location of hotels, pubs, buildings, and restaurants etc.

Why Insurance is Important for your Black Cab?

Insurance plays an important role in everyone’s life since it protects us from loss. Let’s know more about insurance in detail. Insurance is a means of protection from any sort of financial loss or damage. A person or an organization who gives insurance is known as an insurance company, insurance carrier, insurer, or underwriter. Similarly, a person who buys insurance from a person or an organization is known as insured or policyholder. After getting insurance he also receives a contract which is known as an insurance policy.


So if you have started your career as a taxi driver and then it is important for you to have insurance for your vehicle. Hackney or hackney carriage is also known as a cab, black cab, and London taxi. In London, all the hackney cab drivers are supposed to pass a test in which the people who take the test will get an idea if the driver has specific knowledge or not. You should also get Black Cab Insurance in order to keep yourself from any kind of unexpected damage or loss.

Life is unpredictable and we can’t predict what would happen or what is going to happen the next day, so it is better to have a savage plan always. Insurance would not only save your life but it would also give you and your vehicle protection fully. So, this way you do not have to worry and you do not have to pay for the loss. There are many types of insurance and you could also get cheap insurance, all you need to do is to find a good trustworthy company and ask them about the insurance and afterward, you would select insurance according to your suitability. The company will also guide you well and will enlighten you about different good deals.

Insuring my Cab is Good for my Profession

The taxi profession is not a peanut to eat, but it comes with great responsibility. Before driving the taxi on road, you should make sure that you have made the right decision, and this will not have a financial and legal negative influence on your personal premises. One such action to cover yourself is by having your taxi insured.


The Public Hire Insurance is as much mandatory as the private hire insurance. Driving cab requires a big investment from your pocket plus you must stay on roads for longer durations. Driving on roads means you will face legal, financial, employment, health and life risks. Therefore, insurance is the best tool to save yourself from all driving hazards.

Cab Insurance is more than Just a Financial Liability

The insurance covers the cab and driver and the insurance team is always there to help you out in case of accidents or other legal matters. You can choose the insurance plan of your choice and pay for the quotes that are most affordable for you.

The insurance companies realize your position as a driver; thus, they try to help you out by dealing with all uncertainties. They also offer to pay for the tax liabilities in their plans. It is quite understood that the roads are busy, and a driver can encounter other drivers and side walkers unintentionally. Therefore, the insurance team shows up at right time to rescue you from this unpleasant situation.

The insurance companies also offer discounted plans and bonuses to the drivers that can be availed either based on your performance on the roads or by attaining good scores in driving tests. The insurance can also be claimed 24/7 in United Kingdome thus you do not need to be in the queue to file and claim full fleet and accident coverage. The companies often have their branches across the United Kingdome so that you can contact your nearest branch in case of emergency.

Cab Insurance Eligibility Criteria

Since insurance is there to cover you from non-faulty accidents, but insurance firms try their best to keep the irresponsible drivers away from the roads. You must meet following standard criteria so that the company can approve an insurance plan for your cab,

  • You are legally allowed to work in the United Kingdom
  • You have held a driving license for a specific duration (usually 12 months) in mandatory states of United Kingdom
  • Your social credit score is very good
  • You have no criminal record according to Disclosure and Barring Service
  • You may have to pass a medical examination
  • You must pass a language, traffic rules or another knowledge test
  • You also must pass a driving test




Hidden Risk for The Cheap Car Insurance

Don’t hesitate to confirm the quality standards so that you can get the best thing. It will let you have the choice according to your standards and pricing budget. Because when we aim to purchase the quality things then we make the struggles for the best quality standards in the low rates. But unfortunately, there are many hidden things that are not visible for a common man. Because he doesn’t have any complete idea that how you can organize things in the best way. In the initial stages, you would not be able to know the terms and conditions that can give you the best idea about what you are going to buy.


If you are looking for the Black Cab Insurance and the exact platforms from where you can find them. As you must not judge the books form its cover. Go deeper to take the things according to your expectations. There are many companies who just worked for 2 and the more and more profit irrespective of inadequate services for the clients. It means that cheapest car insurance policies can also be an illusion for many people like the minimum car insurance coverage at the time of need by eliminating the essential terms due to fake conditions.

Customer service is one of the remarkable scales through which you can analyze the performance of a company working in the market. It also ensures the quality standards if they are well maintained according to the specification of the people. on the other side for customer sport can exactly do the opposite things there are not bearable for the long-term plans. As if we talk about the insurance companies, you must get the clarification about the time frame to make any claim.  because it can be an issue for many of the people due to the time limit of the tight schedules from the company policies.

Many car insurance companies select their policies according to the model of car and decide the premium cost according to the model. New models of the car will have the highest premium cost as compared to the old models that are calculated and adjusted according to the company policyholders. because It might be possible that you want to avail the tailor services and get better adjustments for your pricing.  these all hidden things can really be problematic when it is concerned to make a claim from any company. leave all these things in your mind so that you can make the better selection for the company with the cheap and quality packages.